Can a business operate with only one employee without needed Workers Compensation Insurance?

Can a business operate with only one employee without needed Workers Compensation Insurance?

• A. Yes
• B. No
• C. Only during trials
• D. Only for independent contractors

Answer: (B)

A business must have Workers' Compensation Insurance regardless of the number of employees, including if it only has one employee. This requirement exists to ensure that employees receive necessary medical care and wage replacement if they suffer work-related injuries or illnesses. Workers' compensation is a legal obligation in California, designed to protect workers and provide them with benefits should an injury occur on the job. By requiring all businesses to carry this insurance, the state aims to foster a safer work environment and secure financial assistance for injured workers, promoting overall workforce stability and protection.

A business must have Workers' Compensation Insurance regardless of the number of employees, including if it only has one employee. This requirement exists to ensure that employees receive necessary medical care and wage replacement if they suffer work-related injuries or illnesses. Workers' compensation is a legal obligation in California, designed to protect workers and provide them with benefits should an injury occur on the job. By requiring all businesses to carry this insurance, the state aims to foster a safer work environment and secure financial assistance for injured workers, promoting overall workforce stability and protection.